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MYRON STEVES PRIVACY POLICY

Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. This notice sets forth our policy for the collection, use and security of your nonpublic personal financial information.

WHAT INFORMATION WE COLLECT

As a part of our business, we may collect "nonpublic personal information" about you in order to provide a financial product or service to you. This includes information we receive from you on applications or other forms, information about your transactions with us or others, and information we may receive from a consumer reporting agency.

WHAT INFORMATION WE DISCLOSE

We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.

OUR SECURITY PROCEDURES

We restrict access to nonpublic personal financial information about you to those persons who need to know that information to provide products or services to you and disclose such information only for legitimate business or legal reasons. We maintain physical, electronic and procedural safeguards that comply with federal regulations and applicable state law to protect your nonpublic personal financial information.

This notice has been provided to you pursuant to the Gramm-Leach-Bliley Act and the rules of the Texas Department of Insurance, which require a financial institution, such as an insurer, to notify customers of its privacy practices and procedures on an annual basis. This notice is for your information only. No action on your part is required.