General Contractors and Artisan Contractors
What we offer for General Contractors/Home Builders and Artisan Contractors
- General Liability
- Residential
- Commercial
- Additional Insured with Completed Operations is available
- Waiver of Subrogation, Primary/Non-Contributory wording, and Per Project Aggregate available
- A Rated Carriers
Coverages Available
- General Liability
- Excess or Umbrella Liability
- Builder’s Risk
- Property
- Contractor’s Equipment/Inland Marine
- Contractors Equipment provides broad property coverage for machinery, equipment and tools used by contractors. Equipment includes, but is not limited to, tractors, cranes, graders, forklifts, front-end loaders, backhoes, bulldozers, tools and similar equipment that is mobile. Equipment borrowed, leased or rented from others and equipment leased or rented to others may be covered
- Coverages Available: Direct physical loss or damage, except as limited or excluded, to covered property at jobsites, unnamed locations and while in transit; Leased/Rented; Employee Tools and Clothing; Rental Reimbursement
Artisan Contractor Classes
- Air conditioning & heating – install, service & repair
- Appliances & accessories – install, service & repair
- Carpentry
- Debris removal
- Drywall or wallboard installation
- Electrical apparatus - install, service & repair
- Fence Erection
- Metal Erection
- Painting and Sandblasting
- Plumbing - commercial & industrial
- Prefabrication building erection
- Residential Remodeling
- Septic tank systems – install, service, repair & cleaning
- Sign erection; sign painting or lettering
- Street and road construction
- Telephone or cable line construction
- Tile, stone, marble, mosaic work - interior
- Upholstering
- Water softening equipment – install, service & repair
- Welding
- Other classes available - Call
Send in your complete submission consisting of ACORD Applications, Contractor Questionnaire and 3-5 year loss runs.
Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.