Placeholder
Placeholder

Flood

Offer Flood and Excess flood to your clients before they need it.

Maximum Sum Insured: $15,000,000 all interests per risk, Building, Contents, and Loss of Income. Higher limits are available.

Perils Insured: flood as defined by a general or temporary condition of partial or complete inundation of normally dry land from overflow of inland or tidal waters or from the unusual and rapid accumulation or runoff of surface waters from any source.

Coverage Available:

  • Full Limits up to $500,000
  • Excess flood
  • Building and Contents
  • Loss of Income - $25,000 or 30 days SIR
  • Replacement Cost Available

Definitions:

  • Building - structure permanently affixed to its foundation
  • Contents - household or business contents
  • Loss of Income - net business income and/or rental values

Eligible Property:

  • Commercial Properties
  • Residential Dwelling (1-4 Family)
  • Apartments and Condominiums

Contents and Loss of Income can be bound only in conjunction with Building coverage.


Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, ext 98302

houstonsubmissions@rtspecialty.com