Global Business

If the U.S. business answers “yes” to any of these questions, they need global coverage:

  • Do any employees or owners travel outside the U.S. for sales trips, purchasing trips, or seminars?
  • Does the business export or sell any goods outside the U.S. (including goods sold over the internet)?
  • Does the business supply any component parts to overseas manufacturers?
  • Is there any manufacturing outsourced to foreign manufacturers and if yes, is there any property of the U.S. company, such as molds or equipment, located at the foreign site?
  • Does the U.S. company exhibit at or attend foreign trade shows?
  • Does the company have any foreign locations?
  • Does the company hire any employees overseas, even on a temporary or contract basis?

Available Coverages

  • Assistance services provided by MEDEX Global
  • International Commercial General Liability
    • Guaranteed Cost
    • Standard limits of $1,000,000 or $2,000,000
  • International Business Auto
    • Auto Liability for Owned or Hired/Non-owned Vehicles
    • Physical Damage Coverage available
    • Standard limits of $1,000,000 or $2,000,000
    • Employee Foreign Protection (EFP)
    • Foreign Voluntary Compensation
    • Employers Liability, including Endemic Disease
    • Accidental Death & Dismemberment
    • Emergency Accident and Sickness Medical Expense
    • Emergency Medical Repatriation and Repatriation of Remains
    • Political Evacuation
    • Primary coverage (no coordination of benefits required)
    • Covers occupational and non-occupational injuries
    • Coverage available for North American Employees, Expatriates, Third Country Nationals or Local Nationals
  • International Kidnap & Ransom/Extortion
    • Limit options of $250,000 or $1,000,000
    • Consulting services provided
    • Crisis Response Procedure Guidelines provided with every policy
  • International Property
    • Property Damage and Business Interruption coverage for physical locations abroad
    • Coverage for business property taken abroad by employees

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, ext 98302