Products Liability

Coverage can be packaged to meet the needs of manufacturers, importers, repackagers, sellers, or distributors of a wide range of products.

Target Classes

  • Specialize in hard-to-place products liability accounts
    • Food, herbals, neutraceuticals
    • Automotive parts, machinery, equipment and supplies
    • Toys, infant care items, sporting goods
    • Metals and raw materials
    • Explosives and weapons
  • Will consider most risks, including
    • Start-up companies, new products and inventions
    • Risks with claim activity, vendor dictated limit requirements
    • Non-renewed risks


  • Products liability only
  • Products liability with GL
  • Products liability with vendors and product recall expense
  • Excess products liability
  • Worldwide coverage
  • Occurrence or claims made policy forms
  • Bilateral extended reporting period available
  • Optional coverages include
    • Additional insureds – vendors, landlords, lessors, tradeshows
    • Worldwide defense
    • Defense costs in addition to limits of liability
    • General liability including employee benefits
    • Design E&O included or as stand alone

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, ext 98302