Educators Professional Liability for Educator Associations

Our Association Program offers an Educators Professional Liability master policy underwritten by an A+ XV (Superior) rated carrier. This insurance is designed to protect the members of an association in the event of an action or proceeding against them by the school, student(s) or parent(s).

Examples of Associations we can write:

  • Classroom Teachers – K-12 and college/university
  • Vocational Teachers
  • Administrators
  • Career and Technology Teachers
  • Music Teachers
  • Coaches
  • Agricultural Teachers
  • Special Education Teachers
  • Retired Teachers
  • Supervisors and Principals
  • Librarians and Library Educators
  • Associations of Schools (Charter and Community)

Coverages include:

  • Coverage A – Liability provides protection for one’s duties as an educator
  • Coverage B – Reimbursement of Attorney Fees provides coverage for Criminal, Sexual Misconduct, Employment Rights and Certification claims not covered under Coverage A
  • Coverage C – Bail Bond reimbursement in the event of an arrest
  • Optional coverages include ID Theft, Private Instruction and Assault Related Personal Property
  • *Policy limits and coverages can be tailored to meet the needs of each association.

Additional policies that can be written for Associations:

  • Employed Lawyers
  • Directors and Officers
  • Cyber Liability
  • Errors & Omissions
  • Sexual Misconduct Liability
  • Business Owners Package
  • Stand-alone Property
  • Stand-alone General Liability

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.8435