Educators Professional Liability for Educator Associations

Underwritten by an A.M. Best A+ XV Superior rated carrier, this master policy provides protection for an educator association’s members. It protects the insured’s personal assets if named in a lawsuit - and offers peace of mind in the event of an action or proceeding against him/her.

Coverage A - Liability

  • Coverage for alleged injury/damages to others while performing one’s duties as an educator
  • Provides coverage for Errors & Omissions claims
  • $1,000,000 per insured, per occurrence/$3,000,000 per occurance (higher limits available upon request)
  • Defense in addition to limits of liability

Coverage B - Reimbursement of Attorney Fees

  • Provides reimbursement of attorney fees for a broad range of situations not covered under Coverage A
  • Coverage for Criminal, Sexual Misconduct, Employment Rights, Certification, and Civil Rights claims
  • $5,000 per claim, per insured/$10,000 annual aggregate (higher limits available upon request)

Coverage C - Bail Bonds

  • Provides reimbursement of bail bond fees in the event of an arrest
  • $1,000 per bail bond (higher limit available upon request)

Optional Coverages available

  • Assault Related Personal Property Damage
  • Identity Theft
  • Private Instruction

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.8435