Educators Legal Liability Insurance

Educators Legal Liability offers a hybrid professional liability policy including:

Errors & Omissions

Directors & Officers

Employment Practices Liability Insurance

These types of coverage are a necessity for school boards today, where protection of its teachers, administrators, board members and trustees against allegations of a wrongful act is critical to success.

Educators Legal Liability coverage highlights:

  • $1M Limiits of Liability (higher limits available upon request)
  • Separate Limits of Liability for Individual Education Plan (IEP) Hearings, Desegregation, Breach of Contract, and Breach of Fiduciary Duty
  • Claims made coverage
  • Full prior acts coverage available
  • Defense costs in addition to liability limits
  • Broad definition of Wrongful Act and Loss
  • Consent to settle clause with 50% coinsurance
  • Duty to Defend/Pay on Behalf

We can insure:

  • K-12 private and independent schools
  • K-12 charter schools
  • K-12 public schools and school districts
  • Colleges and Universities

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.8435