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Active Shooter

Sadly, schools today face the stark reality that carrying liability insurance to protect against an active shooter event is necessary. The devastating impact of such a tragedy is supported by our top-rated carriers’ risk management tools and crisis support services. Their goal is to lessen the potential for armed attacks, and also prepare the school and provide support in its aftermath – should an active shooter prevail causing deadly harm.

Coverage Overview:

  • Primary 3rd party liability coverage for lawsuits arising from harm caused by attacks using deadly weapons
  • Flexible policy limits designed to suit the insured’s needs (up to $100,000,000)
  • Coverage included for terrorist shootings (no Terrorism exclusion)
  • Business Interruption built into policy form
  • Policy affords coverage for one assailant, or groups of assailants

Coverage Highlights:

  • Sub-limit for Crisis Management Services
  • Sub-limit for Post-Event Counseling Services
  • Crisis Management Response Team available 24/7 via telephone
  • Built in event responder provision, which affords risk management services
  • Event responder team physically visits insured’s campus and conducts an Active Shooter and Security Vulnerability Assessment, and will also conduct an Active Shooter Safety Action Plan Seminar

Additional policies we can offer for your educator client’s needs:

  • Commercial packages (all lines)
  • Management Liability
  • Educators Legal Liability
  • Cyber Liability
  • Sexual Misconduct Liability
  • Employed Lawyers Liability
  • Student Accident
  • Property
  • General Liability
  • EPLI
  • Educators Professional Liability for associations
  • Business Owners Packages
  • Miscellaneous Professional Liability
  • Umbrella/Excess

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.8435

lpack@myronsteves.com