Sexual Misconduct Liability

Sexual Misconduct Liability is a coverage that schools can’t afford to go without. Though some commercial packages include this coverage, the limits may be exhausted quickly if faced with a serious abuse claim. If a large loss is sustained, many package carriers will cut the coverage off – or offer lower, insufficient limits. In today’s hot climate surrounding claims that involve education and abuse – we strongly recommended your educator clients carry this valuable stand-alone SML insurance.

Eligible classes for stand-alone SML:

  • Public School Districts
  • Charter and Private Schools
  • Colleges and Universities
  • Trade and Vocational Schools
  • Educational Consulting Firms
  • Tutoring Centers
  • Montessori Schools

Additional policies we can offer for your educator client’s needs:

  • Commercial Packages for schools
  • Management Liability
  • Educators Legal Liability
  • Cyber Liability
  • Employed Lawyers Liability
  • Student Accident
  • Property
  • General Liability
  • EPLI
  • Educators Professional Liability for associations
  • Active Shooter
  • Business Owners Packages
  • Miscellaneous E&O
  • Umbrella/Excess

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.8435