Laboratory Services
Let us help you with coverage for your labs. Our markets can provide coverage for clients that provide drug and alcohol screening via fluid or hair specimens and/or genetic testing to start!
We can offer:
- AM Best “A” rated or better
- Primary/Excess/Umbrella
- Separate professional and general limits
- Professional liability on a claims made basis
- General liability on a claims made or occurrence basis
- Incident sensitive claims made trigger
- Blanket additional insured available
- Nationwide coverage
- Medical Directors for their administrative duties
- Employment benefits
- Hired and Non-Owned Auto
- Coverage for physicians, Bioanalysts, Cytotechnicians along with other similar employed or contracted parties
- Prior acts coverage
- No or low deductibles
- Sexual abuse/misconduct
- Defense inside or outside the limit
- Punitive damages coverage
- HIPAA coverage
- Extended reporting period (tail) options
We can also offer these additional lines of coverage
- Property
- D&O/EPL/Fiduciary/Crime
- Privacy (Cyber)
- Workers' Compensation
- Auto
Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.