Adult Day Care Program

The pieces all fit with our Adult Day Care Program.

Property and Liability Coverage available on a monoline or package basis for licensed facilities providing social type activities for adults.


  • Coverage available:
    • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
    • Excess or Umbrella Limits up to $25,000,000
    • Included Coverages:
      • Medical Payments Coverage-$5000 Limit
      • Additional Interests
      • Errors and Omissions Coverage Part
      • Sexual and Physical Abuse Coverage-Policy limits up to $100,000 Per claim/$300,000 Aggregate (Higher optional limits available)

    No deductible required


  • Coverages available:
    • Building
    • Business Personal Property
    • Business Income
    • Basic, Broad or Special Form
    • Replacement Cost or Actual Cash Value
    • Equipment Breakdown
    • Food Spoilage
    • Accounts Receivable
    • Computer Equipment
    • Outside Signs
    • Valuable Papers

Additional Coverages Available

    • Inside the Premises-Theft of Money and Securities
    • Inside the Premises-Robbery or Safe Burglary of Other Property
    • Outside the Premises

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.98303