Apartments
General Liability
- Primary limits up to $3,000,000 occurrence/ $5,000,000 aggregate
- Hired and Non-owned Auto
- Excess or Umbrella limits up to $25 million
- Competitive pricing
- No general liability deductible
- Assault & battery may be available depending on risk and location
- A+ rated carriers
- Coverage for risks with subsidized and student tenants may be available
- Coverage for swimming pools, tennis courts, playgrounds
- Older complexes considered
- No limit on size of complex
Property
- Building
- Business Personal Property
- Business Income
- Basic, Broad, or Special Form
- Replacement Cost or Actual Cash Value
- Inland Marine
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Ordinance or Law Coverage
Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.