Apartments

General Liability

• Primary limits up to $3,000,000 occurrence/ $5,000,000 aggregate
• Hired and Non-owned Auto
• Excess or Umbrella limits up to $25 million
• Competitive pricing
• No general liability deductible
• Assault & battery may be available depending on risk and location
• A+ rated carriers
• Coverage for risks with subsidized and student tenants may be available
• Coverage for swimming pools, tennis courts, playgrounds
• Older complexes considered
• No limit on size of complex

Property

• Building
• Business Personal Property
• Business Income
• Basic, Broad, or Special Form
• Replacement Cost or Actual Cash Value
• Inland Marine
• Equipment Breakdown
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers
• Ordinance or Law Coverage

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.