Exercise and Health Studio and Personal Trainer

Get Your Profits In Shape

Property and Liability Coverage available on monoline or package basis for health and exercise clubs including: exercise equipment clubs, aerobic studios, weight lifting gyms, personal trainers, masseuses/massage parlors, dance studios, pilates, tai chi, yoga, physical therapists and swim instructors. Childcare for club members while on premises is included.


    • Coverages available:
    • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
    • Liquor Liability
    • Hired and Non-owned Auto
    • Excess or Umbrella Limits up to $25,000,000
    • Included Coverages:
    • Club Members as additional insureds
    • Errors & omissions to remove "policy limits"
    • Sexual & Physical Abuse to remove $25,000 per claim/ $50,000 Aggregate (Higher optional limits available)


  • Coverages available:
    • Building
    • Food Spoilage
    • Business Personal Property
    • Inland Marine
    • Business Income
    • Accounts Receivable
    • Basic, Broad or Special Form
    • Computer Equipment
    • Replacement Cost or Actual Cash Value
    • Outside Signs
    • Equipment Breakdown
    • Valuable Papers

Additional Coverages Available

    • Inside the Premises-Theft of Money and Securities
    • Inside the Premises-Robbery or Safe Burglary of Other Property
    • Outside the Premises

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.98303