General Contractors - Commercial

Build Your Business

Offered by our specialty carrier, rated A+XV by A.M. Best
Property and Liability coverages available on a monoline or package basis for residential general contractors with administrative or managerial responsibility for new construction or remodeling projects and who exercise supervisory control of operations, whether direct or indirect, performed by employees and insured subcontractors in a variety of trades.


  • Coverage available:
    • Primary limits up to $3,000,000 Occurrence/Aggregate
    • Per Project Aggregate
    • Excess or Umbrella limits up to $25,000,000
    • Available at no additional charge:
      • $5,000 Medical Payments Coverage
      • Additional Interests-Blanket Coverage when required by contract, written agreement, or written permit for ongoing operations
      • Primary and Noncontributory Wording-Applicable to additional insureds under CG 20 33
      • Waiver of Subrogation-Blanket Coverage included per prior written agreement


  • Coverage available:
    • Building
    • Equipment Breakdown
    • Business Personal Property
    • Contractor's Equipment
    • Business Income
    • Inland Marine
    • Basic, Broad, Special Form
    • Accounts Receivable
    • Computer Equipment
    • Outside Signs
    • Replacement Cost/Actual Cash Value
    • Valuable Papers


  • Coverage available:
    • Inside the Premises-Theft of Money and Securities
    • Inside the Premises-Robbery or Safe Burglary of Other Property
    • Outside the Premises

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.98303