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Landscaping or Mowing

Rake up new business

Property and Liability coverages available on monoline or package basis for landscape gardening, lawn care services, and sprinkler installation and maintenance as primary operations. Including incidental tree trimming services. Not intended for landscape architects who do not perform the work or subcontract all of the work.

Liability

  • Coverages available:
    • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
    • Blanket Additional Insured Endorsement available
    • Excess or Umbrella Limits up to $25,000,000
    • Errors & Omissions Coverage Part-Policy Limits
    • Included Coverages:
    • Medical Payments-$5,000 Limit
    • Pesticide/Herbicide Applicator Coverage-Policy Limits
    • In-Transit Pollution Coverage-$25,000 Occurrence/$100,000 Aggregate
    • Lost Key Coverage-$25,000 Limit
    • Property Damage Extension (Care, Custody, Control)-$5,000 Occurrence/$25,000 Aggregate is included; higher limits are available

Property

  • Coverages available:
    • Building
    • Computer Equipment
    • Business Personal Property
    • Contractors' Equipment
    • Business Income
    • Equipment Breakdown
    • Basic, Broad or Special Form
    • Outside Signs
    • Replacement Cost or Actual Cash Value
    • Valuable Papers
    • Accounts Receivable

Additional Coverages Available

    • Inside the Premises-Theft of Money and Securities
    • Inside the Premises-Robbery or Safe Burglary of Other Property
    • Outside the Premises

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.8303

submissions@myronsteves.com