Mainstreet Mercantile Product

Product Features

  • Coverage available:
    • Preferred Package (If eligible)
    • Package
    • Monoline Liability
    • Monoline Property
  • Broad Eligibility Requirements:
    • Over 75 Classes
    • Package
    • Up to $3,000,000 in annual sales
    • New ventures eligible
  • Low Minimum Premiums
  • Ability to Consider Mixed Occupancy

Liability Features

  • Limits available up to $1,000,000 occurrence/$2,000,000 aggregate
  • Expanded definition of Bodily Injury to include Sickness or Disease caused by Mental Anguish or Emotional Distress
  • No Liability Deductible
  • Pollution Exclusion has Hostile Fire Exception
  • Hired and Non-Owned Auto Liability Coverage available
  • Commercial Excess General Liability/Umbrella available up to $5,000,000

Property Features

  • Equipment Breakdown - Includes free boiler inspection if required in your jurisdiction
  • Value Plus Endorsement available providing 15 coverage extensions and enhancements
  • Special Cause of Loss and Replacement Cost available
  • Up to $3,000,000 in Property limits, $500,000 in all coastal areas
  • Theft coverage is available for most classes without a central station alarm

Additional Features

  • A.M. Best rated A++ carrier
  • Quick quote turnaround
  • Quick binder confirmation
  • Exceptional service

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.98303