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High Value Dwelling

We Specialize In The Following Risks

  • Homes valued $300,000 and greater (no maximum)
  • CONDO & HOBT program available for risks valued $200,000 and greater (no maximum)
  • Homes in the name of a business (Premises Liability)
  • Homes with no prior insurance
  • Homes with prior declinations
  • Homes with prior losses
  • New purchases
  • EIFS construction
  • Short Term Rentals
  • Builders Risk

We Can Offer These Coverage Features & More

  • HOB, HOC, HO3, and TDP-3 Forms
  • Personal Injury available
  • Scheduled Personal Property available
  • Increased Liability Limits available
  • Windstorm available in 1st Tier
  • Accidental discharge of water included on most homes
  • Primary/Secondary residence acceptable
  • Extended replacement cost

Other Products

  • Excess Wind Excess Flood

Special binding procedures - please refer to your quote


Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.235.3817, Option 1 then Option 2

mfsperslines@myronsteves.com