Homeowners
We Specialize In The Following Risks
- Primary and secondary occupancies
- Business name
- Duplex
- Townhouse
- Single family dwelling
- Risks with prior losses
- Risks with no prior insurance
- Risks with swimming pools, trampolines and domestic animals (exclusions or limitations apply)
- Log homes
- Risks on stilts, pier and beam, blocks and crawl spaces
Advantages
- Direct Bill available
- Age of risk credit (10 years or newer)
- 50+ credit (Insured age 50 and over)
- Alarm discounts
- Optional RCV on dwelling and contents for HOA
- Optional RCV on contents for HOB
- Accidental discharge of water for full policy limit included on HOB & available on HOA (HO-170)
- Additional extended coverage including $10,000 aggregate limit for accidental discharge of water available on HOA (MFS-170) available
- HO-160 available
Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.