Residential Excess Flood

Eligible Properties

  • Residential Dwelling (1-4 family)

Limits Available

  • Maximum limit - $500,000 for Building & Contents
  • Higher limits available but must be approved by the company

Excluded Classes

  • Properties built on stilts over water
  • Properties located in communities designated as undeveloped coastal barrier areas under the Coastal Barrier
  • Resources Act (CBRA)
  • Buildings located in V Zones and Negative Elevations must be approved by the company

Special Requirements

  • Residential Contents can be bound only in conjunction with building coverage.
  • Underlying NFIP policy Declarations Page must accompany the completed excess flood application.

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.235.3817, Option 4 then Option 2