Choice Truckers

If you have risks with good drivers, we have a great deal for them with our Choice Truckers program. If the risks meet the appropriate criteria, they can benefit from premier coverage perks including a special coverages endorsement, special reporting options, and preferred pricing.

Target risks

  • Local/intermediate truckers—up to 500 mile radius
  • In business for three or more years
  • Hauling general commodities (hazardous materials and high risk commodities not eligible)
  • High driver quality (age 30-70, longevity of one year or more, 2+ years experience)
  • Safety ratings at or below the national average
  • Three years of profitable loss history
  • Low loss frequency
  • Equipment is 10 years or newer

Extra Mile Coverage

  • AM Best rating of A+ (Superior)
  • Prompt issuance of FHWA and other filings
  • Claims staff dedicated exclusively to truckers
  • Complete package policies available including motor carrier liability, general liability, physical damage, cargo and bobtail liability
  • Nationwide Perks Package
    • Expanded towing
    • Down-time loss Expense
    • Loan or lease gap coverage
    • Personal effects
    • Electronic equipment
    • Debris Removal
    • Earned freight
    • Broadened refrigeration breakdown
    • Diminishing deductible
    • Single deductible for combined physical damage and cargo losses
  • Loss control services and safety materials

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.