Garage Dealers & Garage Service

We work with top markets in transportation to create underwriting strategies and design programs to meet the needs of all types of garage risks. We work with agents to understand the insureds’ risks and help them select the right insurance plan for their needs.

Garage Liability – Provides comprehensive coverage for premises liability, and auto liability coverage. This liability policy addresses the needs of auto dealers, repair services and those that have care, custody or control over non-owned autos.

Dealers Open Lot – Provides physical damage coverage for vehicles owned by a dealership.

Garagekeepers – Optional coverage that protects customers’ vehicles when a business is keeping them at a covered location for parking, storing or to perform service.

Target Classes

  • Non-Franchised Dealers
  • Mechanic Shops
  • Body Shops
  • Detail Shops
  • Mobile Operations
  • Wreckers, including In-Tow
  • Auto Auctions
  • Motorcycle Dealers/Repair
  • Heavy Truck Dealers/Repair
  • Valet

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.